摘要
本文基于Malmquist全要素指数方法,对中国农业发展银行和中国进出口银行这两家政策性银行2005-2012年的全要素生产率进行了研究,对政策性银行在各年的技术进步、纯技术效率、规模效率方面的情况进行了比较和分析。研究结果表明,我国政策性银行生产率总体上较低,但存在增长趋势;在全要素生产率指数的构成上,各因素变化差异明显,技术进步因素起到关键作用,技术效率因素贡献较小;影响两家政策性银行的全要素生产率变化的因素差异较大。据此,本文提出有针对性的政策建议。
In this paper, the authors analyze the total factor productivity of China policy banks from 2005 to 2012 by using Malmquist TFP index, including Agricultural Development Bank and the Export-Import Bank of China. Technological development, pure technical efficiency and scale efficiency of both banks are thoroughly compared and analyzed in this paper. The authors come to conclusion that as a whole, operating efficiency of China Policy Banks maintains at a quite low level, but still making a steady progress. Technology is a key factor of TFP index while technical efficiency makes less contribution to it. The factors that lead to change of TFP also differ apparently between the two policy banks. Based on the above conclusions, the authors come up with suggestions and advice to enhance TFP of policy banks.
出处
《南方金融》
北大核心
2013年第9期16-20,共5页
South China Finance
关键词
政策性银行
效率评价
全要素生产率
Policy Banks
Evaluation of Efficiency
Total Factor Productivity