摘要
本文讨论了新型城镇化过程中土地流转、农业产业化以及人力资本意识觉醒为农业保险需求带来的增长机会。结合农业保险发展中存在问题的剖析和城镇化带来的发展机会,提出建立促进农业保险创新的财政补贴机制、建立多层次巨灾安全网、全方位提高农业保险产品服务、组织管理创新的具体建议。
This paper held that land transfer, industrialization of agriculture and the awakening of human capital self-consciousness in the process of new urbanization in China could significantly increase the demand of agricultural insurance. It then elaborated on existing problems for the development of agricultural insurance and the opportuni- ties brought about by the trend of urbanization. Then the paper suggested that in order to promote agricultural insurance innovation, we should set up a fiscal incentive subsidy mechanism, establish a multi-level catastrophic safety net, thoroughly enhance agricultural insurance products and services, and undertake organization and management innovate.
出处
《保险研究》
CSSCI
北大核心
2013年第8期13-18,共6页
Insurance Studies
关键词
农业保险
城镇化
财政补贴
巨灾
agricultural insurance
urbanization
fiscal subsidy
catastrophe