摘要
以河南省四个试点县(新乡县、台前县、固始县、中牟县)调查材料为依据,运用二元Logistic回归模型,对农户家庭个体特征影响农户宅基地使用权抵押贷款的意愿进行统计分析,结果表明:户主的性别、年龄、职业及对贷款相关政策的了解情况对家庭宅基地使用权抵押贷款意愿有着显著影响。由此,可以开展农村宅基地使用权抵押贷款试点,并加速推进农村社会保障体系建设。
Based on the investigation in four pilot counties （Xinxiang, Taiqian, Gushi, Zhongmmu） in Henan Province, the author made a statistical analysis on the influential factors of farmers＇ homestead mortgage loan by using the binary logistic regression analysis model. The results showed gender, profession and age have great in- fluence on the farmers＇ potential demands to homestead mortgage loan. Finally, the author put forward some propos- als, such as conducting the pilot of farmers＇ land contracted right mortgage loan and advancing the construction of rural social security system etc.
出处
《首都经济贸易大学学报》
北大核心
2013年第3期34-39,共6页
Journal of Capital University of Economics and Business
基金
国家自然科学基金青年项目<农村土地经营权抵押贷款跟踪研究:供需
效果与机制分析>(编号71203147)
教育部人文社科青年基金项目<农村土地承包经营权抵押贷款运行机制与绩效评价>(编号11YJC790249)
