摘要
大力发展小额贷款公司对传统农区信阳市破解农村融资难题具有重要意义。近年来,信阳市小额贷款公司发展迅速,绩效显著。为进一步推动小额贷款公司发展,需要通过提高小额信贷的交易频率、建立农户的自动履约机制、建立健全个人信用征信制度、加强小额信贷监管等措施来完善小额信贷的运行机制。
Vigorously develop small loan companies is important to get rid of rural finance problem in the traditional agricultural areas of Xinyang City in recent years, and the small loan companies in Xinyang City developed rapidly. To promote its further development, the frequency of transactions should be improved, automatic compliance should be established, private credit system should be established, and financial regulation should be strengthened to improve the operation mechanism.
出处
《信阳师范学院学报（哲学社会科学版）》
2013年第2期54-57,共4页
Journal of Xinyang Normal University(Philosophy and Social Sciences Edition)
基金
教育部人文社科规划基金资助项目(09YJA790174)
河南省政府决策招标课题(2012B603)
河南省高校人文社科项目(2012-QN-456)
信阳师范学院2012年度青年教师科研基金项目
关键词
信阳市
小额贷款公司
绩效
机制
Xinyang City
small loan companies
performance
mechanism
