摘要
随着经济的发展,国有商业银行的民营化已然成为银行业进一步发展的趋势。国有资本退出国有商业银行是商业银行走向现代银行业的必经之路。自2002年国有商业银行股份制改革以来,取得了巨大的成效。本文首先介绍了国有资本退出的重要性,并对其内涵进行了详细阐述;其次通过对中国商业银行制度弊端的分析,指出了国有资本退出国有商业银行的必要性;随后对中国建设银行自2003年改革以来的状况进行讨论和分析,再次证明了股份制改革对于银行业发展的重要性,同时也指出了中国建设银行在改革道路上仍存在的问题;最后根据对中国建设银行的分析,剖析了存在问题的原因,并提出了解决问题的方案,即我国国有商业银行国有资本退出有三种模式。
With economic development,privatization of state-owned commercial banks has become main trend.The state-owned commercial banks are to be reshuffled as state holding share equity commercial bank is accepted by policies community.Firstly,this paper introduces the importance of the withdrawal of state capital as well as details.Secondly,this paper points out the present defects and problems of property relations of state-owned commercial banks.Thirdly,this paper strongly proves the importance of share-holding system of the banking industry.Finally,according to the analysis of the problems in China Construction Bank share-holding reform,this paper put forwards solutions.On top of that,the paper put forward three modes for the state-owned capital withdrawal.
出处
《科技广场》
2013年第1期235-238,共4页
Science Mosaic
关键词
国有资本
国有商业银行
中国建设银行
三种模式
State-owned Capital
State-owned Commercial Banks
Property Right
China Construction Banks
