摘要
针对我国个人购房抵押贷款发展所存在的问题 ,着重从个人购房抵押贷款形式的多样性、个人购房抵押贷款担保、证券化、二级市场及其通过廉租房建立住房社会保障体系等方面 ,探讨了进一步发展我国个人购房抵押贷款的对策。
This paper mainly deals with the control tools of home mortgage loan in China.We should develop various forms of mortgage,establish the guarantee system,set up and improve the secondary market,develop mortgage-backed securities,create the housing security system with underlet apartment.
