摘要
保险公司经营绩效综合评价既是一个方法论研究,也是一个基础理论研究。在全面风险管理的基础上提升保险公司的综合绩效是未来保险公司可持续发展的必由之路。本文基于全面风险管理的视角,构建了保险公司经营绩效综合评价指标体系,采用我国2010年的保险公司财务数据进行主成分分析,发现全面风险管理因素在综合绩效评价中不容忽视,总体上寿险公司的综合经营绩效高于财险公司,外资保险公司的综合经营绩效高于中资保险公司。
Comprehensive evaluation of the performance of an insurance company involves researches on both methodology and fundamental theories of insurance. It is an inevitable path for insurer to attain sustainable develop- ment through enhancing its comprehensive performance on the basis of comprehensive enterprise risk manage- ment. Based on the enterprise risk management theory, this paper developed an index system to evaluate the per- formance of insurance companies, whereby the performance of sampled Chinese insurance companies in 2010 was examined and compared by means of principal component analysis. The results showed that comprehensive enter- prise risk management was a factor not be ignored. In general,life insurance companies performed better than non- life insurers and foreign-funded insurance companies did better than Chinese-funded ones.
出处
《保险研究》
CSSCI
北大核心
2013年第1期49-57,共9页
Insurance Studies
关键词
全面风险管理
保险公司
经营绩效
主成分分析
enterprise risk management
insurance company
performance
principal component analysis
