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新《保险法》财产保险保险标的转让问题浅析——基于对新《保险法》第49条的研究

Analysis for the Transfer of the Insurance Subject Matter in Property Insurance by New Insurance Law———A Research Based on Article 49 of New Insurance Law
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摘要 新《保险法》第49条对财产保险保险标的转让问题做出了重大修改,由"对人主义"转为"对物主义",平衡了各方利益,存在一定进步意义,但是对于相关法律概念并没有完全做出明确规定,容易引发实务中的纠纷,仍然存有不足之处。本文主要分析了相关法律概念并总结概括了49条修订后的进步意义,针对修改后存在的不足提出自己的修改建议。 The article 49 in the new "Insurance Law" has made a significant modification to the transfer problems of subject - matter insured of property insurance from "up - to - the - insured" to "up - to - the - sub- ject- matter-insured", which balances the interests of all parties and is of progressive significance. However, to relevant legal concept, there is no specific provision and it still has deficiencies, which is easy to cause the disputes in the practice. This paper mainly analyzes the relevant legal concept, also summarizes the progressive significance of the article 49 revised, and puts forward some suggestions in view of the insufficiency of the modi- fied article.
作者 陈云云
机构地区 北京工商大学
出处 《保险职业学院学报》 2013年第1期65-68,共4页 Journal of Insurance Professional College
关键词 财产保险 保险标的 转让 Property insurance Subject - matter insured Transfer
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