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关于中国养老统筹基金的分析

An Analysis of Social Pool Pension Fund in China
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摘要 中国目前养老统筹基金虽然不存在"缺口",但其长期运行则无疑存在隐忧。大量存在银行中的养老金暗中缩水,老龄化浪潮的冲击,人口抚养比的攀升,这些都将是中国养老统筹基金的真正"缺口"。我们对此必须积极应对,并相应采取如下对策:(1)推进中国养老统筹基金保值增值;(2)拓宽中国养老基金的筹措来源;(3)逐步推迟劳动年龄人口的退休年龄;(4)适时提高年轻劳动人口的工资收入;(5)各级政府应加强对养老统筹基金的财政补贴。 At present in China, though there is no gap in social pool pension fund, its long - term implementation is bound to have some potential problems. The invisibly shrinking pension funds kept in banks, the impact of aging, the rising ratio of China's dependency ratio to the population, all these will he the real gap of social pool pension fund in China, which should be actively dealt with by the following measures ( 1 ) to maintain and increase the val- ue of social pool pension fund in China; (2) to open more fund - raising sources ; (3) to postpone the retirement age step by step; (4) to appropriately increase the salary of young laborers; and (5) for governments at various levels to increase the financial subsidy to the social pool pension fund.
作者 鱼小辉
出处 《西安文理学院学报(社会科学版)》 2013年第1期98-100,共3页 Journal of Xi’an University(Social Sciences Edition)
关键词 中国养老统筹基金 隐性缺口 思考与对策 social pool pension fund in China recessive gap reflections and countermeasures
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参考文献4

  • 1本报讯.老了有钱花你须知这3条[N].西安晚报,2012-08-17(17).
  • 2新华社.我国CPI重回“2”时代[N].西安晚报,2012-09-10(2).
  • 3新华社.中国保监会副主席表示我国养老金缺口确实非常大[N].西安晚报,2012-07-02(9).
  • 4本报讯.人口老龄化严重明天我们如何养老[N].西安晚报,2012-08-21(2).

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