摘要
近年来,大规模扩招使高校产生了扩大基本建设等强烈要求。银行贷款成为高校重要的筹资渠道,但同时,巨额贷款使高校背上了沉重的债务负担,增加了高校贷款风险。本文对高校贷款的现状、原因做了阐述,并与国有企业的贷款风险成因进行对比分析,提出了若干防范贷款风险的对策和建议。
In recent years, large-scale enrollment colleges produce the strong request of the expansion of infrastructure. Bank loans become a college is an important fund-raising channels, but at the same time, the huge loans so colleges and universities to carry a heavy debt burden, and increase college loan risk. The status quo of college loans because elaborated, and comparative analysis of the causes of the risk of the loans of state-owned enterprises, a number of countermeasures to prevent the risk of loans and recommendations.
出处
《科教导刊》
2012年第34期160-161,共2页
The Guide Of Science & Education
关键词
高校
贷款
风险防范
colleges and universities
loans
risk prevention
