摘要
本文分析了银行业服务外包业务的系统失控风险、战略风险、获得信息风险、退出策略风险、对手风险、信誉风险、信息安全风险、操作风险和合同风险,借鉴美国银行业服务外包监管体系的运作经验,从监管法规和监管标准、业务范围、管理责任、银行告知义务、内控机制监管、外包服务商选择标准、外包审计、信息安全、合同规范等方面提出加强我国银行业服务外包监管的对策建议。
Based on the analysis of the banking services outsourcing＇s risk, including systematic out of control risk, strategic risk, information risk, exit strategy risk, counterparty risk, credit risk, information security risk, operational risk and contract risk, this paper discusses the operation mechanism of America＇s supervision of banking services outsourcing. And it also presents proposals on how to strengthen the supervision of banking services outsourcing in China, such as formulating the regulatory rules of the outsourcing of banking services, reasonably determining the scope of business of banking services outsourcing, defining the management responsibilities of the board and management, etc.
出处
《南方金融》
北大核心
2012年第12期55-58,54,共5页
South China Finance
关键词
金融监管
银行服务外包
国际经验
Financial Supervision
Banking Services Outsourcing
International Experience
