摘要
根据商业银行经营绩效评价的需要,结合我国商业银行的实际情况,建立经营绩效评价的指标体系,通过因子分析法比较我国5大国有商业银行最新的经营业绩.与以往分析不同的是,本文在分析过程中综合考虑了银行赢利能力、发展前景与风险等诸方面因素,试图对银行业绩的相对优劣给出客观全面的评价.
Based on the commercial bank performance evaluation needs and combined with the actual conditions of our commercial banks,we establish the performance evaluation index system,by means of factor analysis method to compare the 5 state-owned banks of our country 's new performance.The difference with previous analysis,this article in the analysis process the comprehensive consideration of the bank profitability,development prospect and risk factors,trying on bank performance comparative advantages and disadvantages of objective comprehensive evaluation.
出处
《枣庄学院学报》
2012年第5期36-40,共5页
Journal of Zaozhuang University
关键词
银行业绩
指标体系
因子分析
bank performance
index system
factor analysis