摘要
第三方支付产业类似于基础设施产业,却又不同于一般的产业规制。因为从整个产业链看,对该行业的规制必须考虑零售支付系统的安全和效率,涉及到金融规制问题。本文在对我国目前第三方支付产业规制现状进行分析的基础上,明确第三方支付产业的规制目标与内容,建立一个包含金融规制与一般产业规制两个既独立又统一的独特的产业规制框架,并提出具体规制建议。
Though it has similarity with infrastructure industry,the third-party payment is different from others in terms of regulatory governance because given to the general industrial chain the safety and efficiency of retailing payment system which involves financial regulatory governance should be taken into consideration.On the basis of the analysis on the present development of China's third-party payment industry,the thesis clarifies the objectives and contents of the regulatory governance.It further brings out a unique framework of the regulatory governance comprising two independent yet unified parts of both financial regulatory governance and that of other industries.
出处
《上海金融》
CSSCI
北大核心
2012年第11期65-70,118,共6页
Shanghai Finance
关键词
第三方支付
产业规制
金融规制
Third-party Payment
Industrial Regulatory Governance
Financial Regulatory Governance
