8The term "consumer" means an individual who obtains, from a financial institution, financial products or services which are to be used Primarily for personal, family, or household purposes, and also means the legal representative of such an individual. ( FSMA, 1999).
9A "customer" is an individual with an ongoing relationship with the bank. (FSMA, 1999 ).
10Consumer means an individual who obtains or has obtained a financial product or service from a bank that is to be used Primarily for Personal, family, or household Purposes, or that individual' s legal representative. ( § 40.3 (e) (1) , PFR).