摘要
分析了集体林权抵押贷款政策的主要内容及其实施效果,从政府、金融机构、贷款林农等多个角度解析了贷款利率、贷款期限、财政贴息、林木类型和种类、交易成本、政府管理等因素对集体林权抵押贷款政策实施效果的影响机理。在此基础上,提出推进集体林权抵押贷款完善政策建议。
This paper analyzed the main content and its implementation results of the collective forest right mortgage loan （CFRML） policies. It interpreted the impacting mechanism of those factors on implementation results of the CFRML policies from the government, financial institutions, loans to farmers and other point of view. Those factors are the lban interest rate, loan term, the financial dis- count, forest types and kinds, transaction costs and government administration so on. At last, the paper proposed the policies and recommendations to promote the CFRML.
出处
《林业经济问题》
北大核心
2012年第3期221-225,共5页
Issues of Forestry Economics
基金
国家自然科学基金资助项目(71103076
71173095)
2010年教育部"新世纪优秀人才支持计划"资助项目(NCET-10-0182)
中国博士后科学基金面上资助项目(2012M510971)
江西省博士后研究人员科研择优资助项目
关键词
林权抵押贷款
政策问题
完善对策
CFRML, policy question, improving countermeasures
