摘要
资产证券化是金融深化的必然产物 ,是市场退出机制的重要组成部分 ;它的作用犹如股权交易市场相对于权益的作用 ,为项目资产和信贷资产的退出提供了有效场所。我国银行资产的证券化与市场化进程密切相关 ,如何完善相应的市场制度 ,确保我国资产证券化市场的逐步形成和健康发展 ?本文通过以下课题的探讨对这一问题进行研究 :资产证券化的准备工作 ,资产证券化关键环节的认识 ,有效的监管体系和规范的担保与评级机构的建设等。
This article maintains that asset backed securitization is the inevitable result of financial development. It is an important component part of the process in which the market gradually ceases to function as it used to. The author points out that asset backed securitization in China is closely related to the process of marketization. The question is, how to ensure perfection of relevant regulation of the market in order to promote steady progress of this process. To answer this question the author tries to probe into the following areas: preparations for asset backed securitization, understanding of the key steps during the progress, guarantee from valid supervision system and establishment of regular channel of evaluation.
出处
《中国人民大学学报》
CSSCI
北大核心
2000年第4期50-56,共7页
Journal of Renmin University of China
关键词
银行
资产证券化
资产管理公司
信贷资产
asset backed securitization
special organization
companies for management of asset
credit asset
increased credit
