摘要
不同层次城市的存款差异较大。城市越大,企业存款、活期存款占比越高,流动性也越强。实证分析表明,无论是数量调控、还是价格调控,对小城市的影响程度都弱于大中城市,这说明我国货币政策传导存在着从中央到地方的层级效应。
Deposit heterogeneity depends on the level of city, and the up level cities have higher proportion ot enterprise deposit and current deposit, and liquidity. The empirically study shows that, despite quantity policy or price policy, bigger cities are more sensitive to policy changes. So, monetary policy transmission in China has level effect problems, despite quantity or price control.
出处
《金融发展研究》
2012年第7期29-33,共5页
Journal Of Financial Development Research
关键词
货币政策
存款
异质性
传导
monetary policy, deposit, heterogeneity, transmission