摘要
随着金融业混业经营大趋势的不断发展,我国的金融结构也变得日益复杂,以维持金融稳定为目标的分业监管体制开始面临着诸多挑战。本文通过英美等国金融监管体制的国际比较,对统一监管、分业监管和不完全统一监管这三种模式进行了利弊分析,同时剖析了中国现行金融监管体制的缺陷,并据此提出了混业经营下中国金融监管体制变革的改进型路径。
With the continuous development of the trend of mixed operation in the financial industry, the Chinese financial organizations are becoming increasingly complex. The model of separate supervision aimed at maintaining financial stability is faced with various challenges. The paper attempts to compare the financial supervision systems in Great Britain, the United States and other countries to discuss the advantages and disadvantages of the unified supervision model, the separated supervision model and the incomplete unified supervision model. Then, defects of the current Chinese financial supervision system are analyzed. Suggestions for reform and improvement of the Chinese financial supervision system in the mode of mixed operation are presented.
出处
《教学与研究》
CSSCI
北大核心
2012年第8期33-39,共7页
Teaching and Research
关键词
金融监管
混业经营
分业监管
financial supervision
mixed operation
separate supervision
