摘要
小额贷款公司的信贷业务具有手续简便、机制灵活、放款速度快等特点,在解决中小企业融资难、规范民间信贷、促进中小企业发展中起到了重要的作用,然而,小额贷款公司在机构定位、监管体制、法律依据与核心规则等方面存在的问题却影响其进一步的可持续性发展,因此,政府应该制定相应的法律法规,采取健全制度、改善发展环境以及创新经营模式等一系列措施,促进小额贷款公司更加规范化发展。
The credit operation of small loan companies is simple, flexible and fast to loan, which play an impor- tant role in solving the financing difficulties of small and medium - sized enterprises （SMEs）, and can regulate pri- vate credit and promote the development of （SMEs）. However, the small loan companies have the problems in the body positioning, regulatory system, legal basis and core rules which affect its further sustainable development. For this, the government should enact appropriate laws and regulations, make a sound system, impt^ove development envi- ronment and innovate business models so as to promote the small loan companies to be developed in more standard wav.
出处
《云南电大学报》
2012年第2期60-64,共5页
Journal of Yunnan Rty University
