摘要
财务公司发展电子商业汇票业务有利于繁荣票据市场,提高集团竞争能力,降低财务融资成本和防范结算票据风险的优势,但同时发展电票业务也存面临配套法律不健全,上下游企业参与度不高,系统上线与管理成本较高,运行系统风险和操作风险等不利因素。为有效开展电票业务,建议采取加强融资品种创新,积极推广电票业务,优化系统安全维护,发挥供应链金融资源优势及完善内部控制机制等对策。
To develop electronic commercial draft business in finance companies will help boom commercial bill markets, raise group competitiveness, lower financing cost, and prevent bill clearing risks. However, there are also disadvantages of the development, including incomplete supporting laws, insufficient participation of up and downstream enterprises, the high system online and management cost, and the system running and operating risks. To develop electrnnie commercial business effectively, the paper suggests strengthening the inno- vation of financing varieties, popularizing the business, optimizing the system safety maintenance, taking the advantage of financial resources of supply chain, and perfecting the internal control mechanism.
出处
《商业经济》
2012年第11期104-105,115,共3页
Business & Economy
关键词
财务公司
电子商业汇票
优势
问题
对策
finance companies, electronic commercial drafts, advantages, problems, countermeasures
