摘要
网络融资与网络借贷的界定不明确不利于网络融资的发展,前者的主体是沟通资金需求方与以商业银行为主体的资金供给方的网络信息平台,该平台不介入借贷资金流。国内网络融资已呈现规模化发展和一系列运作特征。由于具备契合网络融资发展的区域经济结构、雄厚的地方财政实力和相对开放的社会决策机制等特征,珠三角地区的网络融资平台有望在缓解本地区中小企业融资难问题、推动区域经济结构转型、促进商业银行发展等方面发挥积极作用。
Network Credit Convenience (NCC) is different from Network Credit; the former is an information platform connecting credit provider and demander. The recent years have witnessed the rapid development of NCC. Pearl River Delta has its own advantages NCC's development. This new financial mode might play a big role in easing financial difficulty of SMEs, pushing economic restructuring, and promoting commercial banks
出处
《广东广播电视大学学报》
2012年第2期93-98,共6页
Journal of Guangdong Radio & Television University
关键词
网络融资
服务模式
珠三角
SWOT分析
Network Credit Convenience
service mode
Pearl River Delta
SWOT