新型农村金融机构可持续发展研究——以交易费用为视角被引量：4

Research on the Sustainable Development of New Rural Financial Institution:from the Perspective of Transaction Costs

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摘要从Williamson契约的交易费用定义出发,说明了农村信贷交易费用的构成,阐释了新型农村金融机构可持续发展与信息费用、监管费用的高低负相关的作用机理,分析了监管活动的效果要看不同主体的监管活动产生的综合效应。建议创建信息共享平台和发展农村社会资本降低信息费用,建设农村信用体系降低监管费用,为促进农村金融发展提供参考依据。 Starting from the definition of Williamson＇s transaction costs,the paper explained the composition of the rural credit transaction costs,illustrated the mechanism that the sustainable development of new rural financial institution was negative related to the information costs and regulatory costs,analyzed that the effect of regulatory activities depended on the comprehensive effect made by different regulatory subjects.The paper proposed to establish the shared information platform and develop rural social capital to reduce the information costs,build rural credit system to decrease regulatory costs and put forward reference for improving rural financial development.

作者李长生

机构地区江西农业大学经济与贸易学院

出处《福建行政学院学报》 2012年第1期84-88,共5页 Journal of Fujian Administration Institute

关键词新型农村金融机构可持续发展交易费用 New rural financial institutions Sustainable development Transaction costs

分类号 F830.34 [经济管理—金融学]

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参考文献13

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