摘要
我国已于2000年进入老龄化社会,基于消费和投资的年龄偏好性差异,老龄人口对金融资产的需求行为影响着我国居民金融资产需求结构的变化。本文根据生命周期理论,通过老龄人口与金融资产需求结构的相关性分析,阐述我国老龄人口对金融资产需求的偏好,并为完善和促进我国老龄人口金融资产需求的多元化提供有意的借鉴。
In 2000,China has entered into aging society. Based on aged preferential difference between consumption and investment,the structure of demand of residents financial assets is affected by the need behavior of financial assets for aging population. In this paper, according to life cycle theory, we make the correlation analysis between aging and demand structure of financial assets, and expound the demand preference for financial assets need. Then we provide some reference for completing and improving the diversity of financial asset demand of aging population in China.
出处
《西北人口》
CSSCI
2012年第2期125-128,F0003,共5页
Northwest Population Journal
关键词
人口老龄化
金融资产
需求结构
Population aging
Financial assets
Demand structure
