摘要
通过从货币需求、存差和贷存比、金融机构超额准备金率等角度分析,证实我国存在严重的流动性过剩,但这与我国经济并未出现严重通货膨胀与资产泡沫现象形成悖论。我国当前的经济流动性过剩存在内生性的金融系统内部的流动性过剩与市场信贷饥渴并存的特点,这主要是由经济的结构性失衡所造成。在经济处于繁荣期对经济各个方面做出必要的调整,也是推进我国金融系统改革的最佳时机,这样才能尽快摆脱经济周期谷底阶段,加快实现我国经济的升级与转型。
It confirms that there exists serious excess liquidity in our country seen from the demand for money, the ratio gap between deposit and loan, excess reserve ratio of financial institutions and other point of views. But it makes a paradox that our economy does not appear serious inflation and asset bubbles. Our current economic excess liquidity is of features such as inherent of the excessive liquidity within the financial system and the hunger and thirst of markets. All those are mainly caused by a structural imbalance in the economy. During prosperity of econo- my, it is necessary to make adjustments on economic aspects, but also the best time to push forward the reform of our financial system comes. Only by doing so, we can get rid of the bottom stage of the economic cycle, and as soon as possible to speed up the upgrading and transformation of China＇ s economy.
出处
《金融教育研究》
2012年第2期7-12,共6页
Research of Finance and Education
基金
江西省高校人文社科规划基金项目:全球贸易保护主义抬头格局下中国制造业的困难与前景研究(JJ1129)
江西师范大学博士启动基金项目
关键词
流动性过剩
结构性失衡
金融改革
经济安全
excess liquidity, structural imbalances, financial reform, economic security
