摘要
融资难问题已成为制约科技型初创企业发展的最大难题,杭州市于2009年创新推出基于政府支持的科技担保——"天使担保"模式,通过国有担保公司担保、银行贷款、风险共担的市场机制将财政科技投入与金融资本有效对接,降低了科技型初创企业贷款门槛。对2009年获得天使担保的66家科技型初创企业的问卷调查结果显示,天使担保已取得较明显成效,有效地解决企业发展的资金缺口,降低企业融资成本,提高了企业发展速度和质量。
Financing problem has restricted the developing of science and technology start-ups. Hangzhou launched science and technology security mode with the supporting of government in 2009-The Angel Guarantee. The government provide guarantee venture allowances to science and technology start-ups instead of direct free allowances. By the ways of security guarantees, bank loans, the market mechanism of risk-sharing, government investment in S＆T can effectively connecte with the financial capital, reducing the threshold of science and technology start-ups＇ business loans. Based on the investigation of 66 start-ups, we find angel guarantee has made significant results. That can effectively solve the funding gap for enterprise development, and reduce financing costs, improve speed and quality of enterprise development.
出处
《中国科技论坛》
CSSCI
北大核心
2012年第2期59-63,共5页
Forum on Science and Technology in China
基金
2010年杭州市发展和改革委员会综合配套改革重点研究项目(201003)
关键词
天使担保
科技担保
政府支持
科技型初创企业
融资难
Angel guarantee
Technology security
Government support
Science and Technology Start-ups
Financing difficulty
