摘要
自主创新是转变经济增长方式、创建创新型国家的必然选择。科技中小企业是自主创新的主力,融资困难是其发展瓶颈,信用担保在解决其融资难题时可以发挥重要作用。本文针对天津担保业发展现状,建议在担保模式、风险补偿机制、外部监管等方面进行改革,力促天津科技担保行业发展壮大,完善科技金融支撑体系。
Independent innovation is the inevitable choice of turning the economic growth mode and establishing an innovative country.Science and technology SMEs is the main force of independent innovation,and financing difficulty is the bottleneck of its development.Financing credit guarantee play an important role to solve the financing difficulty.it recommend reform of guarantee modes,risk compensation mechanism,external supervision and other aspects by studying guarantee industry development situation in Tianjin,to promote Tianjin Science and Technology guarantee industry to develop and improve the technology financial support system.
出处
《特区经济》
2012年第1期71-73,共3页
Special Zone Economy
基金
省部级课题科技发展战略研究计划项目"天津市科技创新的金融支撑体系构建研究(项目号10ZLZLZF03800)"的阶段性研究成果
关键词
科技创新
科技中小企业
担保
对策
天津
technological innovation
science and te-chnology SMEs
guarantee
countermeasures
Tianjin