摘要
菲律宾土地银行的成功,为我们提供了一个由政府所有的大商业银行向农村地区提供微型金融服务的成功例证,这对我国商业银行在农村地区发展微型金融具有一定的启示。我国商业银行可尝试在内部成立专门的部门,通过直接和间接两种途径在农村地区提供微型金融服务,并建立起微型金融风险防范机制,推动我国农村金融的发展。
The success of Land Bank of the Philippines gives us an example that a big bank owned by government can be successful in providing micro-financial services to rural areas.Its successful operation strategy can give some inspirations for China＇s commercial banks.Commercial banks can try to build up a special internal sector to provide micro-financial services to rural areas by direct and indirect channels,and set up a risk prevention mechanism,improve the development of rural finance in China.
基金
福建省社会科学规划项目<有效竞争
协调均衡发展的农村金融服务体系研究>(2008B032)
福建省教育厅A类重点项目<海西农村金融服务体系完善与发展研究>(JA10217S)
关键词
菲律宾土地银行
成功经营
启示
Land Bank of the Philippines
Successful operation
Inspiration
