摘要
网上银行在全球范围内的迅猛发展,成为了商业银行重要的业务增长点。国际金融危机后,全球都在讨论强化银行业风险监管的背景下,本文在总结当前我国网上银行发展情况的基础上,着重分析其发展趋势和对银行业监管提出的新挑战,同时针对挑战提出若干监管策略构想。
The worldwide rapid development of the online banking has made it substantial source of growth for commercial banks. While the topic of strengthening the banking supervision is under global discussion after the international financial crisis, this paper, based on a comprehensive review on the development in China" s online banking, mainly analyzes its developing trends and the new challenges it has posed on the banking supervision. The paper also puts forward some suggestions on supervision in coping with the challenges above.
出处
《浙江金融》
北大核心
2011年第11期34-37,41,共5页
Zhejiang Finance
关键词
网上银行
发展趋势
监管挑战
the online banking
developing trends
challenges on supervision