摘要
在商业银行个人理财业务发展的数年中,投资者权益受侵犯的事例常见于报端。这些问题的出现揭示了目前的认识误区———仅将投资者与银行之间的关系认为是委托与被委托之间的关系。要有效维护理财投资者的合法权益,应重新认识投资者与银行之间的关系。投资者与银行之间不仅是委托与被委托的关系,更主要的是经营者与消费者之间的关系。只有将投资者看成是消费者,在强大的银行经营实体面前,弱势的投资者的合法权益才能得到法律的倾向性保护。
For years,the investor interests infringement of personal finance business in commercial banks has often upon the media.These problems reveal our present major misunderstanding in which the relationship between investors and bank is considered as a delegate relation.Author believes that the relationship should be newly recognized in order to effectively safeguard the legitimate rights and interests of investors.The relationship between investors and bank is not only the relationship between client trustee,the more important is the relationship between businessmen and consumers.Only take investors as consumers,can investors＇ rights and interests be protected facing with the banks＇ business entities.
出处
《石家庄经济学院学报》
2011年第5期123-127,共5页
Journal of Shijiazhuang University of Economics
关键词
个人理财
银行
投资者
消费者
personal finances
bank
investor
consumer
