摘要
公共财政政策与金融深化政策都是促进农户增收的重要手段,但两者具有不同的增收区间。依据2011年对河南省的338份实地调研问卷,对比分析了公共财政政策和金融深化政策对农户增收的绩效,得出如下结论:在农村金融抑制的情况下,财政政策对农户增收的效果不显著或者较差;在相同的财政支持水平下,农村金融深化可以通过增加非农收入和防止资金流失,进而促进农户增收;金融深化降低了农村高利贷的发生率,也改善了农村资金外流对农户收入的影响。在设法提高资金吸引力的基础上,推进金融深化是今后一段时间内增加农民收入的合宜政策。
Public financial policy and financial deepening policy are the important methods to increase farmer＇s income,which have shown different performances.Based on 338 questionnaires from Henan province,this paper comparatively analyses the performances of both public financial policy and financial deepening policy.The result shows that under rural financial repression,public financial policy has shown small impact on increasing farmer＇s income;while under equal public financial expenditure level,financial deepening policy can improve farmer＇s income through increasing non-agricultural income and preventing the capital loss;Additionally,financial deepening can also decrease the incidence of rural usury and improve the impact of retention of funds on farmer＇s income.Therefore,this paper points out that promoting financial deepening is the proper policy in increasing farmer＇s income on the base of attracting more rural capital.
出处
《华中农业大学学报（社会科学版）》
2011年第6期35-40,共6页
Journal of Huazhong Agricultural University(Social Sciences Edition)
基金
教育部人文社科研究项目"转危为机视角下的我国农村金融深化的路径与政策研究"(09YJC790108)
华中农业大学农业经济与社会发展项目"破解农民专业合作经济组织资金瓶颈的金融创新研究"(XB0907)
关键词
公共财政
金融深化
农户收入
绩效
对比分析
public financial policy
financial deepening
farmer＇s income
performance
comparative analysis
