摘要
"新36条"明确了我国微型金融领域对民间资本的全面开放,这无论在理论层面还是现实层面均具有制度正当性与价值合理性。鉴于国际金融监管以及国内金融民营化的发展趋势,我国应当在微型金融监管中倡导私法治理理念的回归,采取"五位一体"多元分层的差别化分类监管模式,从市场准入条件、可持续发展保障、市场退出机制和配套扶持制度等多方面入手对民间资本进入微型金融领域的制度环境进行全方位优化。
As is laid down in'The New 36',the microfinance field will be completely open to private capital.This provides us with a theoretically just and practically profitable system.In view of the development of domestic financial privatization within the international financial monitoring system,the return to private law governance ought to be implemented in microfinance monitoring.A'five-in-one' differential monitoring system ought to be established.The system allowing private capital to enter microfinance needs to be optimized in such aspects as market entry conditions,safeguard measures for sustainable development,market exit mechanism and relevant support regulations.
出处
《安徽大学学报（哲学社会科学版）》
CSSCI
北大核心
2011年第4期111-118,共8页
Journal of Anhui University(Philosophy and Social Sciences Edition)
关键词
民间资本
微型金融
私法治理
监管创新
制度优化
private capital
microfinance
private law governance
regulatory innovation
system optimization
