摘要
依据资产组合保险理论对我国的养老基金风险性投资的可能性进行了研究;探索在我国现有政策限制和现有市场条件下,通过资产组合保险来提高我国养老基金运营效果的途径。资产组合保险是一种动态交易的风险管理策略,根据市场变化及时调整养老基金投资在风险性资产和无风险性资产的比例,避免风险性投资中的可能损失。
According to the theory of capital composition insurance, feasibility of the risk investments of old age pension fund in our country is studied in this article. Under the present market condition and policy restriction, the result of the old age pension fund operation may be improved through the capital composition insurance. Capital composition is dynamic risk management tactics. The ratio of risk investments to riskless investments may be adjusted in time according to the change of the market, and thus the loss of risk investments may be avoided. The safety and profit of old age pension fund investments then may be ensured.
出处
《上海海运学院学报》
1999年第4期70-79,共10页
Journal of Shanghai Maritime University
关键词
养老基金
资产组合保险
风险性投资
old age pension fund, capital composition insurance, risk invested
