摘要
从政策风险、市场风险、企业控制人信用风险、管理风险、经营风险等几个方面分析了小企业的风险特征,并从关注小企业客户面临的政策风险,分析企业基本面,投资经营状况判断等几个方面分析了小企业客户信贷风险特征,提出在具体授信方案中的风险防范措施。
This paper analyzes the rist characteristics of small enterprisses from the aspects of policy risk,market risk,credit risk of enterprise control person,management risk and operation risk,analyzes the analytical methods for the cridit risk of small enterprise clients from the aspects of paying close attention to the policy risk facing small enterprise client,analyzing the foundamental planes of enterprises and judgment of investment and operation conditions,and puts forward some precautionary measures against risks in specific crediting plans.
出处
《重庆理工大学学报（社会科学）》
CAS
2011年第5期78-81,共4页
Journal of Chongqing University of Technology（Social Science）
关键词
小企业信贷
风险特征
防范策略
credit for small enterprise
risk characteristics
precautionary measures
