摘要
我国利率市场化进程是央行慎重进行收益——成本分析、权衡各种利弊的结果。建国初期实行严格利率管制收益大于成本,存在有其合理性;随着改革逐步深入,利率市场化的收益远远大于成本,因此利率市场化是我国利率改革的必然选择。而进行收益——成本决策,使我国利率市场化选择了渐进式的改革模式。
The cautious analysis on benefit and cost as well as comparison between various advantages and disadvantages by People＇s Bank of China have led to the course of interest rates liberalization in our country. In the early days of new China, it was rational that interest rates were regulated strictly. But as reform is deepening, the benefit of interest rates liberalization is far beyond the cost. So interest rates liberalization is an inevitable outcome in our interest rates reform. Our country has chosen the pattern of gradual reform based on the analysis of benefit and cost.
关键词
金融
利率市场化
收益——成本分析
渐进式改革
finance
interest rates liberalization
the analysis of benefit and cost
gradual reform
