摘要
笔者以预防性储蓄理论为突破口,将城乡居民消费行为放在同一个理论框架中进行对比研究。结果发现,与城镇居民相比,农村居民的消费更为谨慎,对利率的变动相对不敏感,受不确定性因素影响较大;但消费惯性和制度变迁因素对城镇居民和农村居民消费的影响都不显著。
Based on the theory of precautionary savings,the authors make a comparative study of the consumption behavior of urban and rural residents in the same framework.The findings indicate that compared with urban residents,rural residents are more cautious in spending,less sensitive to the changes in interest rates and affected more by uncertain factors.However,consumer inertia and institutional transformation have no significant influence on either urban residents or rural residents.
出处
《经济经纬》
CSSCI
北大核心
2011年第3期20-24,共5页
Economic Survey
基金
国家社会科学基金项目(07BJY125)
关键词
消费
预防性储蓄
不确定性
consumption
precautionary savings
uncertainty