家庭金融研究综述被引量：38

Survey of household finance

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摘要在对个体金融决策基本框架及家庭金融特征分析基础上,主要从行为金融学视角,对近年来国内外家庭金融研究进行系统述评,包括家庭投资决策研究回顾,市场参与决策、投资组合决策及交易决策等;家庭消费决策研究回顾,包括储蓄行为,住房抵押贷款以及信用卡贷款;中国市场家庭金融研究回顾等.试图通过对近年来家庭金融理论研究工作的回顾,为家庭金融领域的研究梳理出一个较为系统的理论框架,同时在此基础上,进一步结合中国市场特色,提出中国市场家庭金融领域的未来研究方向. This paper reviews related researches about household finance from the perspective of households＇ behavioral bias,based on the analysis of financial decision-making framework and household＇s characters,including： household＇s investment decision,including stock market participation decision,portfolio selection and investors＇ transaction decision;household＇s consuming/saving decision,including saving,mortgages and credit card loans;related researches about household finance in China et al..Through the systematic review of researches about household finance,this paper tries to make out the main research framework for household finance,and also shows potential research directions in China through considering the special background of Chinese market.

作者李心丹肖斌卿俞红海宋建华

机构地区南京大学工程管理学院

出处《管理科学学报》 CSSCI 北大核心 2011年第4期74-85,共12页 Journal of Management Sciences in China

基金国家自然科学基金重点资助项目(70932003) 国家自然科学基金资助项目(70901037) 教育部人文社科基金资助项目(09YJCZH061)

关键词家庭金融行为金融投资决策消费决策消费金融综述 household finance behavioral finance investing decision consuming decision consumer finance survey

分类号 F830 [经济管理—金融学]

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