摘要
本文将信息熵理论引入我国主要保险的保费收入结构研究中,通过计算不同险种保费收入的结构熵,比较分析了当前保费收入结构的差异性。同时,运用均衡度指标描述了总体结构受单一业务收入的支配程度,并针对我国当前四类主要保险业务(财产险、寿险、健康险、人身意外伤害险),分别给出了收入比例的调整方向。
The paper introduced the entropy of information theory to study the premium structure in China. Through calculating the structure of different products,it makes a comparative analysis of their differences of premium structure. Moreover,it applies the equilibrium parameter to demonstrate the level of impacts of a single business line on overall premium structure. Finally,it offers suggestions on premium structure adjustment to be made on the four major business lines, namely, property insurance,life insurance, health insurance and personal accident insurance.
出处
《保险研究》
北大核心
2011年第4期22-27,共6页
Insurance Studies
关键词
保险保费收入
信息熵
均衡度
insurance premium income
entropy of information theory
equilibrium
