摘要
建立中小企业信用担保体系已成为各国政府扶持中小企业发展的普遍手段。我国中小企业信用担保体系经过十几年的发展,已粗具规模,对缓解我国中小企业融资难问题起到了积极作用。然而,目前我国中小企业信用担保体系还很不健全,存在一些制度性的缺陷,如组织机构不完善、资金供给机制不稳定、风险分散机制不合理、相关法制建设滞后等。本文针对性地提出了成立中央级担保管理机构、建立稳定的担保资金补偿机制和有效的风险管理机制、健全信用担保法律体系等对策。
To build the credit guarantee system has been a basic method for the nations to support SMEs.Our system of credit for small and medium enterprises after more than ten years of development has already begun to take shape,which plays a positive role on our small and medium enterprises financing difficult issues.However,the development of SME credit guarantee system still has many inadequacies,such as inadequate organization,instability funding system,inefficient mechanism for risk diversification,lag-behind legal system.Therefore,the article gives many pertinence policy recommendations in response to inadequacies.
出处
《企业经济》
CSSCI
北大核心
2011年第1期29-31,共3页
Enterprise Economy
