摘要
存款保险和商业银行退出协调机制是中国金融体制改革的基本内容,并可以从不同的角度分析,不过权力问题和产权问题是一切制度改革的核心。本论文以产权制度作为起点,运用信贷交易结构的分析框架,对两者的协调机制进行系统分析。论文的第一部分运用制度经济学的分析方法推导存款保险和退出机制内在的协调性;第二部分具体分析欧美在不同产权结构下的协调机制状况;第三部分综合考察中国协调机制的本土化特点;第四部分基于市场内在规律、外国经验和中国特点,提出政策建议。
The coordination mechanism between deposit insurance system and exit system of credit institution,which is an indispensable and fundamental proportion of China financial administration and regulation mechanism reform,could be analyzed from various perspectives,and then the power and property all the while are the most crucial segments of coordination mechanism. Therefore,the paper makes a complete analysis to coordination mechanism by the using of methodology of 'property analysis' under the framework of 'credit trading'. This paper consisted of four parts. Part 1 is to reason the internal coordination of deposit insurance system and exit system of credit institution; Part 2 is to compare and analyze thecoordination model of United State and EU; Part 3 is to describe and summarize the domestic characters of china coordination mechanism; Part 4 is to give some reasonable proposals based on the complete and integrated study.
出处
《金融评论》
2010年第6期81-98,共18页
Chinese Review of Financial Studies
关键词
产权
协调模式
中国特色
Property Right
Coordination model
Characteristics of China
