摘要
以我国西部地区农户的借贷为基本研究对象,结合有关调查数据,从农户的基本特征、农户信贷需求现状、农户信贷的需求特征等方面分析了农户信贷的需求情况;从农户信贷可得性的基本情况、信用社资金供给和民间借贷等方面分析了农户信贷的可得性。与此同时,简要指出我国西部地区农村金融发展中存在的问题及有关政策建议。最后,完成了我国西部地区农村金融成长机制的设计。
From the rural households credit in the west region of China as basic research objective,combining related survey data,the author analyzed the financial demand of the rural households from three different perspectives,which are the basic characteristics,the financial demand conditions,and the financial demand characteristics,etc.Also,starting from the basic conditions of the financial realization,the author also analyzed the funds supply of the rural credit cooperatives and the irregular finance.Meanwhile,the author points out the problems and corresponding suggestions of the rural financial development in western region of China.At last,the author designs the growth mechanism of the rural financial in western region of China.
出处
《西安财经学院学报》
2011年第1期80-85,共6页
Journal of Xi’an University of Finance & Economics
基金
教育部人文社会科学重点研究基地重大项目(08JJD840187)
宁夏哲学社会科学规划项目(07NXBJY06)
关键词
农村金融
西部地区
农户信贷
信贷可得性
金融成长机制
western region of China
the rural households financial demand
financial demand realization of rural finance
growth mechanism of finance
