摘要
我国当代保险市场与19世纪的美国保险市场有诸多相似之处,也逐渐出现了一些美国当年曾经出现过的问题。阿姆斯特朗调查促使美国保险业对自身存在问题进行深刻反思,由此引发了美国保险监管的一次重大变革,对美国保险业的发展产生了深远影响,其经验值得我们反思与借鉴。我国保险业应正视现阶段所凸现的各种问题,健全法规,正本清源;正确认识监管与被监管的关系;把握保险本质,绝不偏离主业;增强竞争合作,实现竞争多赢。
The current insurance market in China shares some common features with the America insurance market in the 19th Century. It has also exhibited some problems which the latter had seen in its nascent development stage. The Armstrong Investigation has prompted the American insurance industry, to seriously rethink on its existing problems, and as a result, triggered off a major transformation on its regulation with profound impacts on the development of the insurance industry in the United States . The American experiences are worth our careful reflection. China＇s insurance sector should squarely face its existing problems at the current stage, improve on its regulation, and get to the bottom of these problems. The industry should properly understand its relationship with the regulatory body; remain steadfast with the essence of insurance and committed to its core insurance functions. It should also seek competitive cooperation to achieve multiple win-win results.
出处
《保险研究》
北大核心
2010年第12期3-9,共7页
Insurance Studies
关键词
阿姆斯特朗调查
保险业发展
保险监管
发展阶段
Armstrong Investigation
the development of the insurance industry
insurance regulation
development stage
