摘要
商业银行信贷业务和商业银行不良资产的处置与管理有其内在的必然联系。从宏观上把握危机以后商业银行不良资产的状况,从微观上创新不良资产风险化解的组织体系、管理方式,全面提升不良资产清收和盘活的效率,是有效化解商业银行不良资产的关键,也是商业银行经营管理中的重要内容。
There is inherent and inevitable link between the commercial banking credit business and non-performing assets disposal and management.Mastering the commercial banks non-performing assets at macro level after financial crisis,innovating the organizational system and management at micro level,improving efficiency in non-performing asserts reclaiming and revitalization,are not only the keys to resolve non-performing assets,but also important contents of commercial bank management.
出处
《金融发展研究》
2010年第9期61-64,共4页
Journal Of Financial Development Research
关键词
信贷风险
不良资产
处置
对策
credit risk
non-performing assets
disposal
solution
