摘要
2010年以来,随着我国经济逐步走出金融危机的影响以及外贸形势的好转,银行表外国际融资业务增长迅猛,在给银行带来经营收入的同时,其风险也不容忽视。该文阐述了银行表外国际融资业务快速增长的成因,及其潜在的宏观与微观风险,并从加强银行内部管理和外部监管两个层面就完善表外国际融资业务的风险管理提出建议。
With the gradual recovery of the Chinese economy from the financial crisis and improvement in foreign trade, banks' off-balance-sheet international financing business has been increasing rapidly this year. It adds operating revenues as well as risks to the banks. This paper explains the reasons for the rapid development of banks' off-balance-sheet international financing business and its potential risks in macro and micro aspects, and makes suggestions on improving the business by enhancing banks' internal management and external supervision.
出处
《中国货币市场》
2010年第9期12-15,共4页
China Money
关键词
表外业务
国际融资
风险
管理
off-balance-sheet items, international financing,risk, management