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民族地区农村民间借贷成因、特征及影响——以湖北省恩施州为例 被引量:4

The Cause,Characteristics and Influence of Folk Debiting and Crediting in Ethnic Minority Rural Areas:A Case Study of Enshi,Hubei Province
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摘要 本文从金融抑制的角度,分析了民族地区农村民间借贷兴起的成因。在此基础上,根据调查数据与资料,对民族地区农村民间借贷市场的运行特征进行了总体描述,并从民间借贷对农民生活质量与收入的改善以及对正规金融市场的冲击角度,探讨了民间借贷对民族地区农村经济发展的影响。 The article analyses the cause of the origin of folk debiting and crediting in ethnic minority areas from the angle of finanical repression.Based on this and according to the investigating data and information,this article makes a conclusive description about the running characteristics of folk debiting and crediting market hence it probes into the influence of folk debiting and crediting upon the economic development in ethnic minority areas from the perspective of improving the farmers' living quality and income as well as its impact to the formal financial market.
作者 孔晗
出处 《中央民族大学学报(哲学社会科学版)》 CSSCI 北大核心 2010年第4期37-40,共4页 Journal of Minzu University of China(Philosophy and Social Sciences Edition)
关键词 民间借贷 金融抑制 金融风险 folk debiting and crediting financial depression financial risk
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