摘要
2008-2009年国际金融危机后,人们普遍认为以微观审慎监管为主的金融监管方法对系统性风险的监控和预防无能为力。因此,加强宏观审慎监管、防范金融体系的系统性风险成为了金融监管领域的研究热点。本文在前人研究的基础上对宏观审慎监管的基本概念、必要性和宏观审慎监管对金融体系系统性风险的监测方式及政策工具加以介绍,并对宏观审慎监管未来的研究方向及对我国的政策启示进行分析。
It is generally thought that micro-prudential financial regulatory approach did not have effect in monitoring and preventing systemic risks following the outbreak of the 2008-2009 financial crisis. Therefore, strengthening macro-prudential regulation to prevent systemic risks has currently become a hot topic in the academic circle. On the basis of previous studies, we make an introduction to the concept of macro-prudential supervision as well as the necessity, monitoring methods and pol- icy tools of macro-prudential regulation .At last, we point out the direction of future research on the macro-prudential super- vision and the policy implications for China.
出处
《国际金融研究》
CSSCI
北大核心
2010年第8期59-68,共10页
Studies of International Finance
关键词
系统性风险
宏观审慎监管
压力测试
跨行业维度
时间维度
Systemic Risk
Macro-prudential Supervision
Stress Test
Cross-sectional Dimension
Time Dimension