摘要
农村小型金融机构是我国农村金融体系的最重要组成部分,不同的农村小型金融机构由于其目标、定位、产权结构的不同,运作模式上可能存在很大差异。如村镇银行和资金互助社在投资主体、产权结构、贷款业务、利率等方面存在不同,为了更好的促进两者的发展,可以通过村镇银行与资金互助社的合作,创新信贷模式,建立"村镇银行批发+资金互助社零售"的模式。
Being important components in Chinese rural financial organizations, rural small - scale financial organizations have different in tile ways of operating models because of different goals, location and structural property. There are some difference between rural bank and the cooperation of small financial institution, such as investors, structural property, loan business, interest rate. In order to develop those financial organizations, we can set up tbe model of ＂rural bank wholesale adding the cooperation of small financial institution retail＂ by collaborating rural bank and the cooperation of small financial institution.
出处
《湘潭大学学报（哲学社会科学版）》
CSSCI
北大核心
2010年第4期27-30,共4页
Journal of Xiangtan University:Philosophy And Social Sciences
基金
国家社科基金西部项目(项目编号:06XJY014)
四川省社科院重大课题"我国农村小型金融机构发展与改革研究"
关键词
农村小型金融机构
村镇银行
资金互助社
rural small- scale financial organizations
rural bank
the cooperation of small financial institution
