摘要
在我国,中间业务没有得到应有的重视,中间业务收费标准偏低,收入占银行总收入的比重低,收费管理不规范,收费市场秩序混乱,严重影响了中间业务的发展。从我国商业银行中间业务的收费问题现状入手,分析制约我国银行中间业务收入水平的因素,并就如何开展商业银行中间业务收费问题提出了相关的对策和建议。
In western developed countries, the intermediate business and traditional deposit and loan business have become ＂the three wagons＂ of commercial bank. In China, the intermediate business has not been given due attention. Low fees, low proportion of total income, non--standard charges and charging market seriously affect the development of intermediate business. The paper starts from the current charging conditions of intermediate business, proposes the necessity of increasing the proportion of intermediate business revenue and analyzes the factors which restrict China＇s banking intermediate business income. On how to carry out the charges of commercial bank＇s intermediate business proposes countermeasures and suggestions.
出处
《聊城大学学报（社会科学版）》
2010年第2期285-287,共3页
Journal of Liaocheng University:Social Science Edition
关键词
商业银行
中间业务
收费
commercial bank
intermediate business
charges
