摘要
银行保险是20世纪80年代以来,随着银行业全能化和保险业产销分离趋势的发展而形成的一种新型金融服务形式,并在欧美及亚洲的许多发达国家和地区取得了长足发展。我国银行保险业务的发展虽然起步较晚,但发展很快,进一步向纵深发展的态势非常明显。本文联系我国银行保险的发展变迁,深入剖析其中存在的主要问题,并提出符合我国现实国情的银行保险发展的路径选择。
Bancassurance is a new type of financial services arising with the construction of all-round banking and the tendency of insurance industry’s separation of production and sale since 1980s. It has obtained considerable development in many developed countries and areas of Europe, America and Asian. Although it started relatively late in China, it experienced a fast-developing, and the trend of developing in depth is very remarkable. The paper discusses the development and changes of bancassurance in China, thoroughly analyzes the main problems among them, and put forward some suggestions on its route choice which is suitable to our national conditions.
出处
《特区经济》
北大核心
2010年第4期87-89,共3页
Special Zone Economy
关键词
银行保险
发展变迁
路径选择
Bancassurance
Development and Changes
Route Choice
