摘要
从城乡、不同收入群体两个角度对居民财产性收入的现状分析发现,城乡间、不同收入群体间财产性收入差距较大,而金融支持是大面积提高居民财产性收入的主要途径。目前,制约居民财产性收入增加的金融因素既有资本市场发育、投资保护机制以及金融监管等宏观因素,又有金融机构及人员经营理念、素质及产品创新等微观因素。因此,政府及金融系统应在宏观和微观上采取相应对策,加强增加居民财产性收入的金融支持。
In this paper,we analyze the property income of urban and rural residents,and also analyze the property income of groups with different income levels.From the analysis,we discover that there is a big gap of residents＇ property income between different groups.We know that financial support is the main approach to increase residents＇ property income.But,at present,there are still a lot of financial factors restricting the increase in residents＇ property income,including macroscopic factors such as the development of capital market,the mechanism of investment protection,financial regulation,and the microcosmic factors such as the management ideas and quality of finance companies,products innovation and so on.Therefore,the government and the financial system should take action responsibly from macroscopic and microcosmic angles to reinforce the financial support of increasing residents＇ property income.
出处
《河北大学学报（哲学社会科学版）》
CSSCI
北大核心
2010年第2期28-31,共4页
Journal of Hebei University(Philosophy and Social Science)
基金
河北省社科基金课题"金融平民化--弱势群体金融支持研究"(HB07BYJ015)
关键词
财产性收入
金融支持
金融产品创新
资本市场
property income
financial support
financial products innovation
capital market
