摘要
在生命周期理论、永久收入理论以及预防性储蓄理论的基础上考虑中国深刻的家庭观念,表现为代际之间在经济行为上的利他性,以及现阶段每代人基本相似的大额支出项目,提出了阶段性支出和代际支出循环的概念。并在这两个概念的基础上分析了我国家庭的收支行为以及资产价格、收入和消费率的关系,从新的视角解释了我国消费不足问题,并提出进一步的改革方向。
Based on the theories of the Life Cycle Hypothesis, the Permanent Income Hypothesis and the Precautionary Savings Theory, this paper takes into consideration the strong family values of China, which shows altruism in the economical behaviors between generations, and the large amount expenditure items basically similar in each generation at present stage. It puts forward two new conceptions of ＂stage expenditure＂ and ＂intergenerational expenditure cycle＂ . On the basis of the two new conceptions, it analyzes the relationship between China＇s household behavior of earning and spending with asset price, income, and consumption rate. It not only explains the problem of insufficient consumption from a new perspective but also points out the direction for further reform.
出处
《当代财经》
CSSCI
北大核心
2010年第4期19-27,共9页
Contemporary Finance and Economics
基金
中国人民大学研究生科学研究基金项目(22396068)
关键词
阶段性支出
代际支出循环
低消费率
stage expenditure
intergenerational expenditure cycle
insufficient consumption
